Why anyone who becomes suddenly wealthy needs advice or counseling, maybe both.
Juan Rodriguez wanted nothing more than to be one of the guys in rural South Texas where he was raised, and he was until six years ago, when he had the misfortune to acquire almost $9 million from the state lottery.
Today, he's lost his anonymity, his buddies, whatever girlfriends he once had, and most of his family, whom he no longer trusts. He rarely ventures outside the trailer here where he lives alone.
The rule of thumb we use is sudden wealth will ruin people in three to five years," said Thompson, president of Sage Financial Design, a Connecticut-based company whose clients include instant millionaires.
"At the end of five years, the money's going to be gone or the human being is going to be gone. They either lose their money or themselves or both."