Who doesn't have a bank account?

Would you believe that 3 million of H&R's customers don't have bank accounts? 

How much they must spend in check-cashing fees.  H&R Block sees the need and the opportunity.

From Free Money Finance H&R Block is offering bank accounts

Overall, though, I'd say this is a net win for consumers/taxpayers. It helps people who don't have bank accounts get one, it speeds the time between filing and the refund being received, it saves people money in reduced ATM fees (which can be a killer, by the way), and, for those who HAVE to have a refund in two hours versus two weeks, it will save them money as well.

You can't beat Free Money Finance for money-saving tips, with especially great ones from their readers.

They continue to offer the best of financial advice.

1. Spend less than you earn
2. Invest  what you save.
3. Use the miracle of compounding interest.