The Smart Cookies on How to Make More Dough in 2009
A bit of background: The Smart Cookies were born in 2006, when, instead of starting a book club, five thirty-somethings from Vancouver, British Columbia formed a finance group. In order to participate, each member had to take a hard, honest look at her finances, spending habits and money goals. They vowed to be frank with one another about their finances and areas of improvement. So far, the Smart Cookies have paid down debt, switched careers and saved money in creative ways. They recently brought their message to the masses with a book, “The Smart Cookies’ Guide to Making More Dough” (Random House).
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Sandra: New Year’s resolutions are tough to keep because we generally make promises to ourselves that are too hard to keep. This year don’t resolve to cut back but instead find yourself $100 dollars worth of hidden money each month. Scan through your cell phone bill and your credit card bill. I bet you’ll find almost $100 in charges you can negotiate on. Finding money you already have - now that is something easy to stick to.
Sound like the book will be worthwhile reading.