December 16, 2013

Obama people meet the reality of Obamacare

House Report:  Ill-trained Obamacare Navigators Encouraging Fraud, Jeopardizing Private Info

The Obama administration decided that Obamacare Navigators, tasked with helping Americans enroll in a health insurance plan, would not undergo mandatory background checks.
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Health and Human Services (HHS) Secretary Kathleen Sebelius said at a Congressional hearing that it was “possible” for convicted felons to become Navigators.
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The Oversight Committee, chaired by Rep. Darrell Issa (R-CA), and HHS actually learned that "poorly-trained Navigators gave consumers incorrect information about the health care exchanges, violated HHS rules and procedures, and even encouraged applicants to commit tax fraud in some instances."  Moreover, this was learned from various news reports due to the complete lack of any internal oversight.

White House Press Secretary Jay Carney tells a national audience, "You are better served by using a navigator".

Paper Fail.  Over 50,000 paper Obamacare applications haven't been touched yet.

As of Monday, consumers have one week — until Dec. 23 — to enroll in a health care plan through the Obamacare exchanges to ensure coverage beginning Jan. 1.

With Affordable Care Act, Canceled Policies for New York Professionals

Many in New York’s professional and cultural elite have long supported President Obama’s health care plan. But now, to their surprise, thousands of writers, opera singers, music teachers, photographers, doctors, lawyers and others are learning that their health insurance plans are being canceled and they may have to pay more to get comparable coverage, if they can find it.
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But under the Affordable Care Act, they will be treated as individuals, responsible for their own insurance policies. For many of them, that is likely to mean they will no longer have access to a wide network of doctors and a range of plans tailored to their needs. And many of them are finding that if they want to keep their premiums from rising, they will have to accept higher deductible and co-pay costs or inferior coverage.

“I couldn’t sleep because of it,” said Barbara Meinwald, a solo practitioner lawyer in Manhattan.
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But while those policies, by and large, had been canceled because they did not meet the law’s requirements for minimum coverage, many of the New York policies being canceled meet and often exceed the standards, brokers say. The rationale for disqualifying those policies, said Larry Levitt, a health policy expert at the Kaiser Family Foundation, was to prevent associations from selling insurance to healthy members who are needed to keep the new health exchanges financially viable.

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It is not lost on many of the professionals that they are exactly the sort of people — liberal, concerned with social justice — who supported the Obama health plan in the first place. Ms. Meinwald, the lawyer, said she was a lifelong Democrat who still supported better health care for all, but had she known what was in store for her, she would have voted for Mitt Romney.

It is an uncomfortable position for many members of the creative classes to be in.

“We are the Obama people,” said Camille Sweeney, a New York writer and member of the Authors Guild. Her insurance is being canceled, and she is dismayed that neither her pediatrician nor her general practitioner appears to be on the exchange plans. What to do has become a hot topic on Facebook and at dinner parties frequented by her fellow writers and artists.

“I’m for it,” she said. “But what is the reality of it?”
Posted by Jill Fallon at December 16, 2013 2:00 PM | Permalink