One way to defraud insurance companies is to hold Phony Funerals for Fake People
Two women, 60 and 67, who purchased life insurance for non-existent people and then staged their funerals are now charged with five counts of mail and wire fraud.
Shilling, a phlebotomist, and Crump, an employee at a now-defunct Long Beach mortuary, allegedly filled caskets with various materials to make it appear they contained actual corpses, documents show.
After the funerals, the women and their associates filed bogus documents with the county saying the remains had been cremated and scattered at sea, prosecutors said.